Original post · AI translation
Rohan Paul@rohanpaul_ai
Axios：AI 智能体进入美国银行账户时，大多使用客户自己的用户名和密码，因此银行在登录时无法将它们与账户持有人区分开来。
正因如此，许多银行无法判断智能体的活动是受用户指示，还是智能体已擅自行动。
银行业消息人士称，一些智能体曾联系呼叫中心，或采取看似独立于用户指令的行动，不过摩根士丹利表示，它尚未观察到擅自行动的智能体。
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AI agents log in to U.S. bank accounts using customers’ credentialsMachine translation
Automatically verified and published · Generated and evidence-checked automatically; not reviewed by a human.
Axios reports that AI agents are entering U.S. bank accounts mostly with customers’ own usernames and passwords, leaving many banks unable to distinguish agents from account holders at login or tell whether their actions follow user instructions. Bank sources describe some apparently independent actions, while Morgan Stanley says it has observed no rogue agents.