Original post · AI translation
Rohan Paul@rohanpaul_ai
The Information：美国银行业在 AI 智能体问题上出现分化，摩根大通、花旗、美国银行、摩根士丹利和富国银行封锁或限制外部智能体，而规模较小的银行则在开发专为智能体设计的账户。
Cross River Bank 报告称，3 个月内，智能体银行卡支付额超过 4000 万美元，交易笔数超过 20 万笔，其中航空公司是支出最多的类别。
Lead Bank 为智能体提供专属账号，可通过 ACH 和电汇转移资金，但转账只能在客户设定的限额内进行，并设有即时锁定功能。
Original
The information: US banking is splitting on AI agents, with JPMorgan, Citi, Bank of America, Morgan Stanley and Wells Fargo blocking or restricting outside agents while smaller banks build accounts designed for them. Cross River Bank reports more than $40M in agent card payments across over 200K transactions in 3 months, with airlines as the top spending category. Lead Bank gives agents their own account numbers that can move money by ACH and wire, but only within customer-set limits and with an instant lockout.
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