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Rohan Paul· @rohanpaul_ai · X· · 原发布时间 AI 评分53

美国银行对 AI 代理分化:大行限制接入,小型银行推出专用账户

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JPMorgan、Citi、Bank of America、Morgan Stanley 和 Wells Fargo 限制外部 AI 代理接入,小型银行则开发供代理使用的账户。Cross River Bank 称,三个月内代理卡支付超过 4000 万美元、交易逾 20 万笔;Lead Bank 允许代理通过专属账户号码进行 ACH 和电汇,但交易受客户设定的限额约束,客户可立即锁定账户。

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The information: US banking is splitting on AI agents, with JPMorgan, Citi, Bank of America, Morgan Stanley and Wells Fargo blocking or restricting outside agents while smaller banks build accounts designed for them.

Cross River Bank reports more than $40M in agent card payments across over 200K transactions in 3 months, with airlines as the top spending category.

Lead Bank gives agents their own account numbers that can move money by ACH and wire, but only within customer-set limits and with an instant lockout.

来源:Rohan Paul · x.com

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