美国银行提醒客户承担 AI 代理使用其登录信息的后果，另两家银行限制外部代理

Bank of America has told customers they’re responsible for anything an AI agent does using their login.

Its email warns against giving any outside service a username and password, including AI agents that offer to act for customers.

Morgan Stanley now blocks third-party agents outright, while JPMorgan keeps outside agents such as Meta’s Muse out of customer accounts.